Welcome to BHS Business Funding, your trusted partner for comprehensive real estate funding solutions tailored to meet the unique needs of real estate investors. Whether you’re flipping properties, refinancing, or planning long-term investments, our specialized programs offer flexibility and speed unmatched by traditional lenders.

Why Choose BHS Business Funding?

• Fast Approval: No-doc loans mean no lengthy income verification processes, allowing you to close deals faster.
• Flexible Terms: From short-term fix-and-flip loans to long-term buy-and-hold strategies, we have options that fit your investment goals.
• Competitive Rates: Our alternative funding options are designed to provide maximum value for your real estate projects.

Funding Options

Fix and Flip Funding

• What it is: Financing to purchase and renovate properties with the goal of reselling them for profit.
• Why choose it:
  • Short-term, interest-only options available.
  • Designed to maximize ROI for real estate investors.
• Eligibility:
  • Minimum credit score: 650 (lower scores may qualify with higher down payments or better property deals).
  • Interest-only loans require a credit score of 700+.
• Required Documents:
  1. Borrower’s credit score.
  2. Property location.
  3. Investment plan (e.g., fix and flip, buy and hold).
  4. Available down payment or capital.

Refinances

• What it is: Refinancing options for single or multiple properties, including blanket loans for diverse portfolios.
• Why choose it:
  • Access built-up equity for new investments or renovations.
  • Avoid balloon payments from hard money loans.
• Eligibility:
  • Minimum credit score: 650 (lower scores considered with significant equity).
• Required Documents:
  1. Borrower’s credit score.
  2. Property location.
  3. Investment plan.
  4. Current property debt.
  5. Property value.
  6. Ownership of additional properties.

Long-Term Purchases

• What it is: Financing for buy-and-hold investments, ideal for rental properties and long-term strategies.
• Why choose it:
  • Terms up to 15 or 30 years.
  • Faster processing than traditional mortgages.
• Eligibility:
  • Minimum credit score: 650 (higher scores qualify for better rates).
  • 20-25% down payment required.
• Required Documents:
  1. Borrower’s credit score.
  2. Property location.
  3. Investment plan.
  4. Property value.
  5. Ownership of additional properties.
  6. Down payment details.
  7. Occupancy details (if applicable).

How to Get Started

Funding your next real estate venture is as easy as answering a few key questions:

Click here to get started.

Term Sheet Example This is only an example.

The Real Estate Investor Market at a Glance

Real estate investing in the U.S. continues to grow, with millions of individual investors managing rental properties. Let us help you secure the funding you need to succeed in this dynamic market.

Ready to take the next step? Contact us today to learn more about our real estate funding programs and how we can help you achieve your investment goals.